800-466-5703

Accident Forgiveness

Don’t Let One Accident Hurt Your Record.

We understand that accidents happen. On the road, there are many situations that are outside of your control and sometimes cannot be avoided. At Smithers Insurance Agency LLC, we don’t want an accident to hurt your driving record, or even cause your rates to go up. With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.

Under Accident Forgiveness, if you’re involved in an accident, your rates won’t increase – even if the accident is your fault. This applies only one time per policy, and once it’s been used, you’ll be eligible to receive it again three years later.

Contact Smithers Insurance Agency LLC today to find out how you can receive the benefits of Accident Forgiveness for your Auto Insurance policy.

*Rossford Office

229 Superior St

Rossford, OH 43460

Main office: 419-318-1973
Toll free: 800-466-5703
Fax: 419-666-7360

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Evenings by Appointment


Bryan Office

1210 W High St

Bryan, OH 43506

Main office: 419-928-0026
Toll free: 800-466-5703
Fax: 419-666-7360

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Napoleon Office

540 N Perry St

Napoleon, OH 43545

Main office: 419-869-3865
Toll free: 800-466-5703
Fax: 419-666-7360

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Evenings by Appointment


Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.