800-466-5703

Minor Violation Forgiveness in Rossford, OH and Toledo, OH

EVERYONE DESERVES ANOTHER CHANCE.

We know that if you’re a safe driver, you probably take every precaution possible when behind the wheel. But if you receive a citation, your driving record will likely be affected, but your insurance premium doesn’t have to be.

At Smithers Insurance Agency LLC, we can add the Minor Violation Forgiveness coverage option to your policy, and help you avoid a premium surcharge after you receive a citation. 

With Minor Violation Forgiveness, if you receive a minor traffic citation, you’ll have the assurance that your rates won’t increase, just because of that violation. Like Accident Forgiveness, the coverage renews after three years of the most recent minor violation. (Minor Violation Forgiveness applies to only one minor violation at a time, per driver not per policy.)

To find out more, contact Smithers Insurance Agency LLC today.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

Products underwritten by Nationwide Mutual Insurance Company and affiliates. Columbus, Ohio. Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © 2018 Nationwide.

*Rossford Office

229 Superior St

Rossford, OH 43460

Main office: 419-318-1973
Toll free: 800-466-5703
Fax: 419-666-7360

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Evenings by Appointment


Bryan Office

1210 W High St

Bryan, OH 43506

Main office: 419-928-0026
Toll free: 800-466-5703
Fax: 419-666-7360

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Napoleon Office

540 N Perry St

Napoleon, OH 43545

Main office: 419-869-3865
Toll free: 800-466-5703
Fax: 419-666-7360

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Evenings by Appointment


Our Providers